Credit Cards

Today I was checking in on my Quicken and thought I would see how my credit card balances looked since Im trying so hard to pay them off. One of them had a charge on it and I haven't been using my cards at all. So of course I called the company to figure out what the deal was. Well apparently its a finance charge because I have a balance. WHAT??? Geez what a rip off. So I figured while I was on the phone I should just go ahead and cancel the card. I did, and it felt so good I called and cancelled one more card (that leaves me only one left).

Now the only card I have left is almost paid off so I figure I will keep that one for emergencies. I need to sit down and look carefully at my cards and see if it makes more sense to transfer the balances from the those Im trying to pay off to cards with less interest rates. Thats how I got into this mess of having three cards in the begin with though so we will have to see. Maybe I will get some time to sit with my Aunt who is an accountant and she can help me with that mess.

Well cancelling the cards, laundry and cleaning the kitchen are all I got done today and of course I have work stuff and homework to do tomorrow so we will see how it goes. I'm probably going to sneak to the store and do some shopping in there tomorrow anyway. Now that I know Josie is a girl I feel the desperate need to buy her something, lol. Though Im sure she needs nothing thanks to Kayla's hand-me-downs. I'm trying hard to not buy her anything until closer to her birth because the earlier I start the more I buy and I really need to use my money for other things :(. We will see how well I do.

Money Money Money!

I decided I should finally get rid of all the purses that I had in the shed. Obviously if they are out there at the bottom of a pile of totes I'm not using them. Plus none of them are Coach and I can't imagine carrying anything else, now that I have a few I love them!

Anyway, back to the tote full of purses. I sat down to go through all of the pockets...not the 'funnest' job. While going through them I got a laugh though, receipts that I kept why? Stamp cards and wonder of all wonders MONEY yay! I found $20 in a pocket...and in a purse I haven't used in a very long time, I would guess two years. Nice treat for doing a chore that I had been dreading.

I plan to take them and a pile of clothes to a women's shelter if I can locate one or at the very least to a donation place where they can do some good.

Hmm what other reward can I get for doing chores?